Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$574,900

20 TRUMPCO Drive, St. Augustine, FL 32092, St. Augustine, FL 32092

Arbor Mill

Price
$574,900
Beds / Baths
4 / 3
Living area
2,266 sqft
Year built
2018
Type
Residential
Lot
0.3 ac
Garage
3
HOA
$64/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
75
Elementary
Mill Creek Academy
Middle
Mill Creek Academy
High school
Tocoi Creek

$254/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 24% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome Home! This stunning lakefront 4 bedroom 3 full bath home sits on an oversized corner lot & has been beautifully updated & impeccably maintained. From the moment you arrive, you'll appreciate the FRESHLY PAINTED exterior, updated landscaping, paver driveway, and spacious 3-car garage, creating exceptional curb appeal. Step inside to discover thoughtfully designed living spaces w/updated light fixtures & ceiling fans. The gourmet kitchen is a chef's dream featuring quartzite countertops, a natural gas range w/vent hood & oversized island perfect for entertaining. This home offers 4 generously sized bedrooms, including a private guest suite w/full bathroom. The owner's retreat features a customized new walk-in closet designed by Closets by Design. The spacious family room is highlighted by a new electric fireplace w/custom built-ins, creating a focal point for gathering with family & friends. Enjoy Florida living at its finest in the Fully fenced lakefront backyard with oversized paver patio for a low-maintenance lifestyle. This home is an entertainer's dream! Community features a pool, playground, and firepit overlooking the lake, as well as RV/Boat parking.

What to check on this one

  • Confirm flood zone designation and obtain elevation certificate for lakefront property.
  • Verify roof age and condition; request insurance quote for wind/flood coverage.
  • Review HOA documents, rules, waterfront deed restrictions, and lake maintenance obligations.
  • Inspect all plumbing for polybutylene or cast-iron; confirm natural gas line safety.
  • Verify seawall/bulkhead condition and any pending repair assessments or liens.
  • Confirm homeowner's insurance availability and cost at lakefront location.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,983/mo
Property tax (1.1% eff., St. Johns Co.)$527/mo
Homeowners insurance (est.)$335/mo
HOA$64/mo
All-in monthly (est.)$3,909/mo

Loan $459,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS. Data via realMLS (Northeast Florida MLS), updated Jul 24, 2026, 12:25 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.