Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$450,000

1536 HARBOR OAKS Road, Jacksonville, FL 32207, Jacksonville, FL 32207

Harbor Oaks

Price
$450,000
Beds / Baths
3 / 2
Living area
2,023 sqft
Year built
1948
Type
Residential
Lot
0.26 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
76

$222/sqft asking, vs a $205/sqft median across 623 closed sales in 32207 over the last 12 months — 8% above the area's closed prices. Condition and lot vary; that's what a showing is for.

This charming all-brick home blends timeless character with thoughtful updates. Natural light fills the home, creating a warm and inviting atmosphere throughout. Designed for both everyday living and entertaining, it features two spacious living areas connected by a beautifully renovated kitchen with granite countertops, stainless steel appliances, abundant cabinetry, and generous prep space. The front living room offers a cozy wood-burning fireplace, while the rear family room impresses with soaring ceilings and expansive windows overlooking the patio and backyard. A bright flex room provides the perfect space for a home office, hobby room, or playroom.Step outside to a screened patio and large, private fenced backyard. Tucked away in a welcoming neighborhood with convenient access to San Marco, Downtown, and major interstates, this home offers the perfect combination of charm, space, and location.

What to check on this one

  • Verify exact roof age and material; get 4-point inspection quote for insurance approval
  • Confirm flood zone designation and obtain elevation certificate if in AE/VE zone
  • Order full plumbing inspection; 1948 build likely has cast-iron or outdated lines
  • Request permits for kitchen renovation, fireplace work, and any structural updates
  • Have HVAC system professionally inspected and serviced before closing

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,335/mo
Property tax (1.1% eff., Duval Co.)$413/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$3,040/mo

Loan $360,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of UNITED REAL ESTATE GALLERY. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 4:57 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.