Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$684,900

381 PIONEER VILLAGE Drive, Ponte Vedra, FL 32081

Crosswater Village

Price
$684,900
Beds / Baths
4 / 3
Living area
2,254 sqft
Year built
2020
Type
Residential
Lot
0.12 ac
Garage
2
HOA
$79/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
76
Elementary
Pine Island Academy
Middle
Pine Island Academy
High school
Allen D. Nease

$304/sqft asking, vs a $278/sqft median across 1,456 closed sales in 32081 over the last 12 months — 9% above the area's closed prices. Condition and lot vary; that's what a showing is for.

BUYER INCENTIVE: Buyer to receive $10,000 toward allowable closing costs or an interest rate buy-down when financing through Atlantic Trust Mortgage. Ideally situated on a quiet cul-de-sac in Nocatee's Crosswater Village community. One of this home's standout features is its rare pond and preserve view, offering both privacy and peaceful scenery right from your backyard. Inside, you'll find bright, open living spaces with a functional layout designed for everyday living and entertaining.The kitchen anchors the main living area and connects seamlessly to the surrounding spaces. Enjoy a stylish head start with designer light fixtures, upgraded mirrors, and custom wood-accent bathroom walls, thoughtful upgrades that add warmth, character, and personality far beyond standard builder-grade finishes. The spacious owner's suite provides a private retreat, while the covered lanai is the perfect place to enjoy Florida outdoor living! Skip the build and move in now!!

What to check on this one

  • Confirm exact flood zone designation and elevation certificate requirement.
  • Verify CDD bond payoff amount and remaining assessment obligations.
  • Review HOA/CDD covenants for rental restrictions and short-term lease rules.
  • Request 4-point inspection report and wind-mitigation certification status.
  • Confirm roof warranty expiration and any builder defect coverage remaining.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,554/mo
Property tax (1.1% eff., St. Johns Co.)$628/mo
Homeowners insurance (est.)$400/mo
HOA$79/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$4,828/mo

Loan $547,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ROUND TABLE REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 7:57 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.