Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$389,000

408 SAWMILL LANDING Drive, St. Augustine, FL 32086, St. Augustine, FL 32086

Sawmill Landing

Price
$389,000
Beds / Baths
4 / 3
Living area
2,199 sqft
Year built
2018
Type
Residential
Lot
0.16 ac
Garage
2
HOA
$60/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
76
Elementary
Otis A. Mason
Middle
Gamble Rogers
High school
Pedro Menendez

$177/sqft asking, vs a $206/sqft median across 720 closed sales in 32086 over the last 12 months — 14% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to Sawmill Landing! This well-maintained 4-bedroom, 3-bath home offers more than 2,200 square feet of living space on a private, fully fenced preserve lot. The open-concept floor plan features a spacious kitchen with pull-out cabinet shelving, overlooking the main living and dining areas. The first-floor primary suite is accompanied by two additional bedrooms and a full bath on the main level. Upstairs, you'll find a large bonus room, fourth bedroom, and full bath--ideal for guests, a home office, or multigenerational living. Additional features include an epoxy-coated garage floor and ample storage throughout. Sawmill Landing residents enjoy low HOA fees, and no CDD fees. Conveniently located just minutes from I-95, historic downtown St. Augustine, shopping, dining, and some of Northeast Florida's most popular beaches, this home offers easy access to everything that makes the area such a desirable place to live. Private preserve views, a flexible floor plan, and an unbeatable location make this home a must-see.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE zone.
  • Confirm roof age and request proof of current homeowner's insurance approval.
  • Review HOA documents: covenants, reserve study, and any pending special assessments.
  • Request 4-point inspection if required by lender; verify wind-mitigation upgrades.
  • Confirm plumbing materials used (check for polybutylene or cast-iron issues).
  • Verify septic system maintenance records and well water quality if applicable.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,018/mo
Property tax (1.1% eff., St. Johns Co.)$357/mo
Homeowners insurance (est.)$292/mo
HOA$60/mo
All-in monthly (est.)$2,727/mo

Loan $311,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of RE/MAX SPECIALISTS. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 6:41 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.