Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$307,900

4819 JOAN Avenue, Middleburg, FL 32068

Black Creek Park

Price
$307,900
Beds / Baths
5 / 3
Living area
2,128 sqft
Year built
2026
Type
Residential
Lot
1.44 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
71

Brand new home on a secluded acre of land in desirable Middleburg. This home features 5 bedrooms, 3 bathrooms and over 2,000 sqft of living space. Complete with open kitchen, new stainless steel appliances, vinyl flooring, large primary bedroom with walk in closet and double vanity bathroom. This home is ideally located close to top-rated schools and a variety of restaurants and shops, offering the perfect combination of country living and convenience. Don't miss out on this amazing opportunity to make this wonderful property your new home! **Property is under construction, finishing up final new construction inspections and will be completed in August**

What to check on this one

  • Verify exact completion date and final inspections timeline with builder.
  • Confirm flood zone designation and obtain elevation certificate before closing.
  • Review new home builder warranty coverage and transferability terms.
  • Inspect all new appliances and systems for proper installation and function.
  • Obtain property survey and confirm lot line boundaries and easements.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,598/mo
Property tax (1.1% eff., Clay Co.)$282/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,172/mo

Loan $246,320 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 6:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.