Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$540,000

45097 FOURTH Avenue, Callahan, FL 32011

Wilson & Ogilvie

Price
$540,000
Beds / Baths
9 / 8
Living area
4,659 sqft
Year built
1951
Type
MultiFamily
Lot
0.88 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
28
Elementary
Callahan
Middle
Callahan
High school
West Nassau

Investor Opportunity in the Heart of Callahan! Fully leased and consistently occupied, this 7-unit apartment complex offers immediate income and long-term investment potential in a growing area of North Florida. The property features a mix of one and two bedroom units with a strong rental history and steady occupancy. Recent improvements include a new roof, and the property has been maintained as needed. Situated on an oversized lot and may offer future expansion or development opportunities, subject to buyer verification with the Town of Callahan. The property located near local shopping, dining, and schools with a short drive to the airport, beach, and Kings Bay. This is an excellent opportunity for investors seeking a stabilized, income-producing asset with potential upside. Buyer to verify all zoning, development, and expansion possibilities.

What to check on this one

  • Verify flood zone designation with Nassau County and obtain elevation certificate if needed.
  • Confirm roof age, materials, and remaining warranty—insurer approval critical for 1951 multifamily.
  • Pull 4-point inspection report; verify all systems (plumbing, electrical, HVAC) pre-1975 era updates.
  • Obtain all 7 unit leases, rent rolls, and occupancy history for past 24 months.
  • Verify zoning classification with Town of Callahan; confirm expansion/development feasibility in writing.
  • Request septic/well service records and confirm municipal water/sewer capacity and availability.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,802/mo
Property tax (1.1% eff., Nassau Co.)$495/mo
Homeowners insurance (est.)$315/mo
All-in monthly (est.)$3,612/mo

Loan $432,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ATLANTIC SALT REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 5, 2026, 7:40 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.