Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$135,000

2300 TWELVE OAKS Drive A5, Orange Park, FL 32065, Orange Park, FL 32065

Twelve Oaks

Price
$135,000
Beds / Baths
2 / 2
Living area
1,016 sqft
Year built
1983
Type
Condo
Lot
0.01 ac
Garage
0
HOA
$329/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
84

$133/sqft asking, vs a $122/sqft median across 48 closed sales in 32065 over the last 12 months — 9% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Discover a hidden gem in Orange Park-Twelve Oaks Condos. This affordable end unit features two ground-floor patios (one opens from living room, one opens from dining room) with additional wooden decks off each bedroom upstairs. The tiled kitchen includes an eat-in area, and the living room is freshly painted with new carpet, perfect for relaxing or gathering with friends.A main-floor laundry includes a long stretch of storage space tucked under the staircase! The staircase and bedrooms upstairs are also newly carpeted with fresh paint for you. The spacious primary bedroom has a large closet with two double doors, a ceiling fan & light fixture, and access to your own private deck. The second bedroom also has its own private deck, ceiling fan & light and access to the Jack & Jill bath. Home is clean, freshly painted, nicely maintained and ready for you! Condo dues include pool, exterior maintenance & water and sewer!

What to check on this one

  • Obtain condo declaration, bylaws, and current HOA budget—1983 build may have deferred maintenance issues
  • Request last 3 years HOA meeting minutes and any special assessments or pending reserve funding
  • Verify flood zone via FEMA map; get elevation certificate if in AE/VE zone
  • Confirm roof age and last replacement date; check if insurable given 1983 construction
  • Review plumbing materials—cast-iron drain lines common in 1983, prone to deterioration
  • Ask for condo SIRS report if filed; check for structural or envelope defects

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$700/mo
Property tax (1.1% eff., Clay Co.)$124/mo
Homeowners insurance (est.)$292/mo
HOA$329/mo
All-in monthly (est.)$1,445/mo

Loan $108,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WEICHERT REALTORS THE COFFEY GROUP. Data via realMLS (Northeast Florida MLS), updated Jun 16, 2026, 9:00 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.