Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$150,000

320 ALABAMA Avenue, Palatka, FL 32177

Metes & Bounds

Price
$150,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
10.25 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
77

7.34 Acres on a busy rd. in Palatka. New construction in the Blair Estates is next door. This is not in an HOA and is ready for building!! The Flood map shows that there are wetlands but FEMA show it is zoned AE

What to check on this one

  • Verify exact wetland boundaries and buildability with Putnam County Environmental staff.
  • Obtain FEMA flood zone AE elevation certificate for construction financing eligibility.
  • Confirm septic and well feasibility—get soil percolation test and water availability report.
  • Review Blair Estates covenants next door—confirm no deed restrictions bind this parcel.
  • Check Putnam County zoning, setbacks, and any road frontage requirements for busy road.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$778/mo
Property tax (1.1% eff., Putnam Co.)$138/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,208/mo

Loan $120,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of DUCK REALTY INC. Data via realMLS (Northeast Florida MLS), updated Jun 16, 2026, 8:28 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.