Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$262,200

302 S 14TH Street, Palatka, FL 32177

Palatka Blks

Price
$262,200
Beds / Baths
3 / 2
Living area
1,425 sqft
Year built
2025
Type
Residential
Lot
0.17 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
77

$184/sqft asking, vs a $162/sqft median across 259 closed sales in 32177 over the last 12 months — 13% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to this brand-new 3-bedroom, 2-bathroom home in the heart of Palatka! Built with quality in mind, this 1,425 sq. ft. residence features durable Hardie board siding and a shingle roof, offering both style and low maintenance. Situated on a 0.17-acre lot, the home includes a one-car garage and is conveniently located close to shopping, dining, schools, and all that Palatka has to offer. Step inside to find a modern, open layout with luxury vinyl plank flooring flowing throughout the entire home. The kitchen is a standout with sleek stainless steel appliances, quartz countertops, and plenty of cabinetry for storage. The primary suite includes a private bathroom, while two additional bedrooms and a second full bath provide space for family or guests. This move-in-ready new construction offers the perfect blend of comfort, convenience, and modern living.

What this home really costs per month

Principal & interest$1,360/mo
Property tax (1.1% eff., Putnam Co.)$240/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,892/mo

Loan $209,760 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of IHEART REALTY INC. Data via realMLS (Northeast Florida MLS), updated Jun 23, 2026, 3:28 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.