$569,500
607 WILLOW LAKE Drive, St. Augustine, FL 32092, St. Augustine, FL 32092
Gran Lake
- Price
- $569,500
- Beds / Baths
- 4 / 3
- Living area
- 2,559 sqft
- Year built
- 2020
- Type
- Residential
- Lot
- 0.18 ac
- Garage
- 3
- HOA
- $145/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 77
- Elementary
- Picolata Crossing
- Middle
- Pacetti Bay
- High school
- Tocoi Creek
$223/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 9% above the area's closed prices. Condition and lot vary; that's what a showing is for.
NEW PRICE - LAKEFRONT LIVING IN GRAN LAKE! Seller to pay 10,000 towards closing costs !!! Experience the perfect blend of comfort, style, and waterfront views in this beautifully maintained 4-bedroom, 3-bath lakefront home with over 2,550 square feet of living space and a 3-car garage. Built in 2020, this home features an open-concept floor plan, gourmet kitchen, luxury finishes, and stunning water views from your backyard retreat. Buyer Incentives You Don't Want to Miss! Assumable FHA Mortgage at Just 2.75% Interest Rate Approximate assumable loan balance of $398,000. Qualified buyers may have the opportunity to assume a mortgage rate far below today's market rates, potentially saving hundreds per month. Premium Lakefront Lot Enjoy peaceful water views, beautiful sunsets, and a custom paver patio perfect for entertaining and relaxing. Home Features 4 Bedrooms 3 Full Baths 2,559 Sq Ft Built in 2020 3-Car Garage Open- Concept Floor Plan Gourmet Kitchen with Quartz Counters Luxury Vinyl Plank Flooring Spacious Owner's Suite Lake Views from Main Living Areas Custom Paver Patio Desirable Gran Lake Community =Í 607 Willow Lake Drive, St. Augustine, FL 32092 Lakefront Living + 2.75% Assumable Mortgage Contact us today to schedule your private showing before this opportunity is gone! =Þ
What to check on this one
- Verify actual flood zone designation—St. Johns County/FEMA map required for lakefront.
- Get elevation certificate if in AE/VE flood zone; confirm flood insurance requirement & cost.
- Review HOA covenants for waterfront restrictions, dock rules, seawall maintenance liability.
- Confirm assumable FHA loan terms with lender—rate lock, remaining balance, buyer qualification.
- Inspect roof/HVAC systems—built 2020 but verify no prior damage claims or repairs.
- Confirm lake easement/access rights and any HOA assessments beyond $145/mo for waterfront upkeep.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $455,600 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of HERRON REAL ESTATE LLC. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 6:40 AM.
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