Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$489,900

464 JOHNS CREEK Parkway, St. Augustine, FL 32092, St. Augustine, FL 32092

Johns Creek

Price
$489,900
Beds / Baths
4 / 2
Living area
2,005 sqft
Year built
2005
Type
Residential
Lot
0.22 ac
Garage
2
HOA
$10/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
35

MOVE-IN READY POOL HOME in Johns Creek, St. Augustine! This updated 4BR/2BA, 2,005 sq ft home features a stunning 2023 saltwater pool (14'x28') with heater/chiller, sunshelf water feature & child safety fence, plus a covered patio with ceiling fan & mounted TV for effortless entertaining. NEW ROOF (2022), NEW HVAC (2021), newer water heater, whole-house water filtration & new irrigation system. Fresh paint, hardwood floors & epoxy garage floor throughout. Community amenities include 2 pool centers, a fitness center, tennis & basketball courts, playgrounds & LOW HOA. Minutes to I-295, I-95, St. Johns Town Center & top-rated schools -- beach just 20 minutes away! Lender offers 1% of loan amt. toward discount points or closing costs when you choose Nick Dalcero, Sr. Loan Officer at Neo Home Loans. This offer expires 07/31/2026.

What to check on this one

  • Verify roof installation date and workmanship warranty with 2022 documentation.
  • Confirm HVAC (2021) and water heater service records; check manufacturer warranties.
  • Obtain CDD bond payoff amount and verify annual assessment obligation.
  • Request pool equipment maintenance history, saltwater system service records, and fence compliance.
  • Confirm flood zone designation and obtain elevation certificate if in AE/VE.
  • Review HOA documents for rental restrictions and any special assessments.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,542/mo
Property tax (1.1% eff., St. Johns Co.)$449/mo
Homeowners insurance (est.)$292/mo
HOA$10/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,460/mo

Loan $391,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 3:22 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.