Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$234,900

3820 LAVISTA Circle 103, Jacksonville, FL 32217, Jacksonville, FL 32217

Villages Of San Jose

Price
$234,900
Beds / Baths
2 / 2
Living area
1,330 sqft
Year built
1984
Type
Condo
Lot
0.04 ac
Garage
0
HOA
$672/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
67
Elementary
Beauclerc
Middle
Alfred Dupont
High school
Atlantic Coast

$177/sqft asking, vs a $93/sqft median across 74 closed sales in 32217 over the last 12 months — 90% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Embrace peaceful waterfront living in this well maintained, ground-floor, move-in-ready condo within Villages of San Jose! Seller's conventional mortgage at 3.875% may be assumable for qualified buyers making this a rare opportunity. Enjoy the water & fountain views from the master bedroom, living room, kitchen and screened in patio. Open concept living and dining area filled with natural light and newer flooring throughout. The kitchen has all new appliances (2 yrs old) semi-updated cabinets, stainless steel refrigerator and a sunny breakfast nook. The spacious master suite includes a large walk-in closet, in-suite bath, double sink, jacuzzi tub and shower. Overlooking the water, the private screened in patio features a cooking top, sink, beverage fridge - perfect for a relaxing evening or entertaining. Residents enjoy resort-style amenities, 2 beautiful inground pools, all exterior maintenance included, tennis courts and 24-hour guard-gated security.

What to check on this one

  • Obtain last 3 years condo reserve study and SIRS report to assess financial health.
  • Request milestone inspection report; verify no special assessments pending or recently approved.
  • Confirm flood zone designation and obtain elevation certificate if in AE/VE zone.
  • Review HOA bylaws for rental restrictions; confirm assumable mortgage terms with lender pre-approval.
  • Verify roof age and request 4-point inspection; check insurance availability for 1984 building.
  • Confirm all exterior maintenance and amenity coverage included in $672/mo HOA fee.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,219/mo
Property tax (1.1% eff., Duval Co.)$215/mo
Homeowners insurance (est.)$292/mo
HOA$672/mo
All-in monthly (est.)$2,398/mo

Loan $187,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ROUND TABLE REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 18, 2026, 5:06 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.