Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$445,000

97040 RHIANNA Lane, Yulee, FL 32097

Yulee

Price
$445,000
Beds / Baths
3 / 2
Living area
1,777 sqft
Year built
2007
Type
Residential
Lot
0.5 ac
Garage
4
HOA
None
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
77

$250/sqft asking, vs a $186/sqft median across 933 closed sales in 32097 over the last 12 months — 34% above the area's closed prices. Condition and lot vary; that's what a showing is for.

One of a kind property (with Brand New Roof & Drainfield) offering a rare combination of space, flexibility, and freedom with no HOA or deed restrictions, set on a nearly fully fenced half acre. Inside, the home features an open split floor plan with vaulted ceilings, creating a bright and inviting atmosphere throughout. The spacious kitchen offers ample countertop space and a gas stove, making it both functional and ideal for everyday living and entertaining. The primary suite serves as a private retreat, featuring a large bathroom with a soaking tub, separate shower, and a walk-in closet. The attached two-car garage is finished with durable Shark Coating flooring for a clean, polished look, and the home is equipped with a whole-home water softener system. Beyond the main home, the property truly stands out. An oversized insulated detached garage includes a finished room in the rear, perfect for a game room, pool table area, or additional entertaining space. Septic Inspection on file.

What to check on this one

  • Verify septic system inspection report on file; confirm drainfield replacement date and contractor.
  • Pull flood zone designation from FEMA map; request elevation certificate if in AE/VE zone.
  • Confirm roof installation date, warranty details, and materials used (shingles/metal/tile).
  • Obtain septic pumping and maintenance history; ask when last serviced.
  • Request well water test results (if applicable) and annual service records.
  • Verify detached garage/workshop finished room complies with Nassau County zoning codes.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,309/mo
Property tax (1.1% eff., Nassau Co.)$408/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$3,009/mo

Loan $356,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 1:02 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.