Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$399,900

531 COLORADO SPRINGS Way, St. Augustine, FL 32092, St. Augustine, FL 32092

Samara Lakes

Price
$399,900
Beds / Baths
4 / 3
Living area
2,348 sqft
Year built
2016
Type
Residential
Lot
0.17 ac
Garage
2
HOA
$71/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
78
Elementary
Picolata Crossing
Middle
Pacetti Bay
High school
Tocoi Creek

$170/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 17% below the area's closed prices. Condition and lot vary; that's what a showing is for.

''A'' rated schools, no CDD fees & a location that makes life easy, this one checks the boxes. This home sits in a small, welcoming community with access to I-95, shopping & everything St. Augustine has to offer. The open floor plan makes everyday living & entertaining family & friends a natural fit. Tile floors & crown molding run throughout the main living areas downstairs. The Master Suite is located on the main level, with a tray ceiling & double crown molding. Your own quiet retreat at the end of the day. Upstairs, an open loft, 3 bedrooms & a full bath give the kids or guests their own space to spread out. Out back, enjoy your morning coffee on the screened lanai overlooking a peaceful pond, with a fully fenced yard ready for kids, pets & weekend gatherings. The home features a 2024 roof, reverse osmosis in kitchen & water softener, upgrades that make a difference day to day. Amenities include pool, fitness center, kids splash park & playground, basketball & sports courts.

What to check on this one

  • Confirm 2024 roof installation date with documentation or warranty
  • Verify waterfront pond status: HOA-maintained, private, flooding risk during heavy rain
  • Pull flood zone map (FEMA) and elevation certificate for storm surge/drainage baseline
  • Review HOA documents: pond maintenance costs, rental restrictions, special assessments history
  • Confirm reverse osmosis and water softener are owned (not leased) with service records

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,075/mo
Property tax (1.1% eff., St. Johns Co.)$367/mo
Homeowners insurance (est.)$292/mo
HOA$71/mo
All-in monthly (est.)$2,805/mo

Loan $319,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE. Data via realMLS (Northeast Florida MLS), updated Aug 29, 2026, 2:05 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.