Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$325,000

320 LOBELIA Road, St. Augustine, FL 32086, St. Augustine, FL 32086

St Augustine South

Price
$325,000
Beds / Baths
3 / 2
Living area
1,434 sqft
Year built
1973
Type
Residential
Lot
0.27 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
82
Elementary
Osceola
Middle
Murray
High school
Pedro Menendez

$227/sqft asking, vs a $206/sqft median across 720 closed sales in 32086 over the last 12 months — 10% above the area's closed prices. Condition and lot vary; that's what a showing is for.

HOME SWEET HOME!!! Welcome to this charming 3-bedroom, 2-bath home situated on oversized lots in a desirable family-friendly neighborhood with no HOA fees! Offering plenty of space both inside and out, this property is perfect for homeowners looking for room to grow, entertain, or customize to their own style.Enjoy peace of mind with a newer metal roof, newer A/C system, and a transferable termite bond. The fully fenced backyard provides privacy and security, while the mature fruit trees create a beautiful outdoor setting. Bring your boats, trailers, and recreational vehicles--there's plenty of room and no HOA restrictions.The property also features a spacious 2-car garage and two storage sheds, including one with full electrical service, making it ideal for a workshop, hobby space, or additional storage.

What to check on this one

  • Verify actual flood zone with FEMA map; get elevation certificate if AE/VE.
  • Confirm roof age and material; obtain roof certification for insurance.
  • Order 4-point inspection (roof, plumbing, electrical, HVAC) for 1973 home.
  • Check for polybutylene or cast-iron plumbing; septic system maintenance history.
  • Verify metal roof installation date and warranty transferability to buyer.
  • Inspect workshop shed electrical service; confirm permits and panel capacity.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,686/mo
Property tax (1.1% eff., St. Johns Co.)$298/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,276/mo

Loan $260,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of OCEAN ELEVEN REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 12, 2026, 4:44 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.