Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$845,000

1375 CEDAR BAY Road, Jacksonville, FL 32218

Cedar Bay Heights

Price
$845,000
Beds / Baths
3 / 4
Living area
2,506 sqft
Year built
1951
Type
Residential
Lot
0.82 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
72
Elementary
San Mateo
Middle
Oceanway
High school
First Coast

$337/sqft asking, vs a $161/sqft median across 1,717 closed sales in 32218 over the last 12 months — 110% above the area's closed prices. Condition and lot vary; that's what a showing is for.

NEW PRICE ADJUSTMENT! SELLER IS ALSO OFFERING UP TO $10,000 TOWARD A BUYER'S INTEREST-RATE BUYDOWN WITH AN ACCEPTABLE OFFER, SUBJECT TO LENDER APPROVAL AND FINANCING TERMS. This valuable incentive may help qualified buyers reduce their initial monthly mortgage payments. BROWARD RIVER RETREAT WITH PRIVATE DOCK & CREATIVE STUDIO! This one-of-a-kind 3BR/4BA riverfront home offers charm, privacy, water access, and exceptional flexibility. Built with timbers from Canada and handcrafted block brick, the home has distinctive cottage-style character reminiscent of the English countryside. Interior highlights include hardwood floors, a fireplace, spacious living areas, upstairs laundry, and a large primary retreat with an ensuite bath, multiple closets, coffee bar, and river-view dormer sitting area. The expanded kitchen features custom cabinetry, deep drawers, a center island, open shelving, coffee bar, and a butler's pantry with extensive storage. A separate waterfront studio/workshop overlooking the river offers A/C, running water, workspace, and abundant storage--an ideal retreat for artists, musicians, writers, crafters, hobbyists, or anyone needing a private office. The oversized two-car-plus garage includes a full bath, sink area, room for a refrigerator, custom built-ins, attic access, and excellent flexibility for a workshop, studio, hobby area, or possible future conversion, subject to buyer verification and local requirements. A full dry basement provides additional finished and flexible-use space for storage, a gym, media room, game room, lounge, or entertainment area. Enjoy the renovated dock with lights/electricity, running water, boat lift, and sitting area--ideal for boating, fishing, entertaining, or relaxing along the river. Tidal and deep-water access should be independently verified by the buyer. Roof replaced in 2021. Attic HVAC and 50-gallon water heater replaced in 2025. Flood insurance is reported as not required. Property is being sold as-is.

What to check on this one

  • Confirm exact flood zone with FEMA map; obtain elevation certificate if AE/VE.
  • Get roof installation date/warranty; verify 2024 replacement qualifies for insurer.
  • Request 4-point inspection + wind-mitigation report (75-year-old home).
  • Verify dock permit status, riparian rights, and any Army Corps approvals.
  • Confirm septic system maintenance records; test if on septic.
  • Review plumbing era for polybutylene/cast-iron replacement scope.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,385/mo
Property tax (1.1% eff., Duval Co.)$775/mo
Homeowners insurance (est.)$493/mo
All-in monthly (est.)$5,653/mo

Loan $676,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ALTA REAL ESTATE GROUP. Data via realMLS (Northeast Florida MLS), updated Jul 21, 2026, 7:48 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.