Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$340,000

4122 FISHING CREEK Lane, Middleburg, FL 32068

Azalea Ridge

Price
$340,000
Beds / Baths
3 / 2
Living area
1,795 sqft
Year built
2018
Type
Residential
Lot
0.14 ac
Garage
2
HOA
$7/mo
CDD
Yes
Flood zone
Unknown
County
Clay
Days on market
66

Welcome home to this beautifully maintained 2018-built home offering nearly 1,800 square feet of stylish, move-in ready living space. From the moment you step inside, you'll appreciate the wood-look tile flooring that flows throughout the main living areas, creating a warm and modern feel, while plush carpet adds comfort to the bedrooms. The open-concept floor plan is perfect for entertaining and everyday living, featuring a spacious kitchen with granite countertops, stainless steel appliances, a large center island, and ample cabinet and counter space overlooking the living and dining areas. The private owner's suite is designed for comfort, complete with an elegant tray ceiling, crown moulding, two walk-in closets, and a luxurious ensuite bath featuring an expansive dual-sink vanity and a beautifully tiled walk-in shower. One of the secondary bedrooms offers elegant French doors, making it an ideal home office, guest room, or flex space. Additional highlights include an epoxy-coated two-car garage, a covered patio perfect for relaxing outdoors, and a fully vinyl-fenced backyard offering privacy for pets, play, or weekend gatherings. Located in the desirable Azalea Ridge community in Middleburg, this home combines modern finishes, low-maintenance living, and functional design in one exceptional package. Neighborhood amenities include a fitness center, playground, and swimming pool. Convenient access to the nearby First Coast Expressway, restaurants, and shopping.

What to check on this one

  • Verify exact flood zone designation and obtain elevation certificate if in AE/VE.
  • Confirm CDD bond payoff amount and remaining assessment term.
  • Review HOA bylaws for rental restrictions and enforcement history.
  • Inspect roof condition and obtain date of last replacement/warranty.
  • Request 4-point inspection report; verify homeowner's insurance quotes lock in.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,764/mo
Property tax (1.1% eff., Clay Co.)$312/mo
Homeowners insurance (est.)$292/mo
HOA$7/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,542/mo

Loan $272,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY. Data via realMLS (Northeast Florida MLS), updated Jul 20, 2026, 1:42 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.