Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,375,000

3 FLAGSHIP Court, Palm Coast, FL 32137

Oak Hammock

Price
$1,375,000
Beds / Baths
4 / 4
Living area
4,220 sqft
Year built
2006
Type
Residential
Lot
0.41 ac
Garage
3
HOA
$177/mo
CDD
No
Flood zone
Unknown
County
Flagler
Days on market
83

This beautiful pool home in the coveted gated oceanfront golf community of Ocean Hammock, a barrier island nestled between the Atlantic Ocean and the Intracoastal waterway. Positioned among lakes, fairways, and coastal landscaping, this is your chance to own a piece of Old Florida paradise. Freshly painted exterior, refreshed landscaping, and a brand-new 2026 first floor HVAC for even more peace of mind. This spacious 4-bedroom, 3.5-bath home offers over 4,200 square feet, providing plenty of room for family living and entertaining. The gourmet eat-in kitchen features a large quartz island, high-end appliances, and a built-in bar area with granite countertops, all opening seamlessly to the family room with a cozy fireplace. The backyard lanai is designed for entertaining, complete with a pool, spa, summer kitchen hookups along with a pool bathroom. The oversized 3+ car garage offers abundant space. Just a short walk to private beach access. Social & Golf Memberships available!

What to check on this one

  • Confirm exact flood zone and elevation certificate requirement for oceanfront location.
  • Verify roof age and get 4-point inspection; home is 20 years old.
  • Review Ocean Hammock HOA docs, covenants, rental restrictions, and special assessments.
  • Inspect pool and spa equipment age, warranties, and annual maintenance costs.
  • Confirm HVAC warranty on 2026 unit; verify all appliances still covered.
  • Get seawall/foundation inspection report for oceanfront/waterfront property condition.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$7,135/mo
Property tax (1.1% eff., Flagler Co.)$1,260/mo
Homeowners insurance (est.)$802/mo
HOA$177/mo
All-in monthly (est.)$9,374/mo

Loan $1,100,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COASTAL GATEWAY REAL ESTATE GROUP. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 2:25 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.