$385,000
4117 SILVER LAKE Drive, Palatka, FL 32177, Palatka, FL 32177
Baughmans
- Price
- $385,000
- Beds / Baths
- 3 / 2
- Living area
- 1,488 sqft
- Year built
- 2026
- Type
- Residential
- Lot
- 1.03 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 81
- Elementary
- Kelley Smith
- High school
- Palatka
$259/sqft asking, vs a $162/sqft median across 259 closed sales in 32177 over the last 12 months — 59% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Brand new construction home located on 1 acre on Silver Lake Dr, one of Palatka's most sought-after areas. This property offers the space and setting that buyers are looking for while still being just 5 minutes from shopping, dining, entertainment, and everyday conveniences. Close to the St. Johns River, the full acre provides plenty of room for a boat, RV, trailer, pool, garden, or outdoor living area. Inside, the home has been thoughtfully planned with help from an interior designer, with finishes, colors, and materials selected to flow together from room to room. Features include 2x6 exterior walls, spray foam insulation at the roofline, Low-E windows, durable exterior finishes, modern LVP flooring, tile showers, stone countertops, soft-close cabinetry, and a bright, functional layout. A rare opportunity to own a beautifully planned new home on acreage in a prime Palatka location. Estimated completion October 2026.
What to check on this one
- Verify final completion date and occupancy timeline with builder in writing
- Confirm flood zone designation and obtain elevation certificate before closing
- Review builder warranty coverage, transferability, and exclusions in detail
- Inspect final grading, drainage, and lot drainage plan for 1-acre property
- Verify all promised finishes, appliances, and upgrades match signed specifications
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $308,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of REAL BROKER LLC. Data via realMLS (Northeast Florida MLS), updated Jun 15, 2026, 3:02 PM.
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