$549,000
5041 CAPE ROMAIN Court, Jacksonville, FL 32277, Jacksonville, FL 32277
Rive St Johns
- Price
- $549,000
- Beds / Baths
- 4 / 3
- Living area
- 2,570 sqft
- Year built
- 1997
- Type
- Residential
- Lot
- 0.95 ac
- Garage
- 2
- HOA
- $25/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 78
$214/sqft asking, vs a $166/sqft median across 476 closed sales in 32277 over the last 12 months — 28% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome to 5041 Cape Romain Ct, a beautifully updated lakefront home on nearly 1 acre in the desirable Rive St. Johns community. This 4-bedroom, 3-bath home offers 2,570 sq ft of modern living with a 2022 chef's kitchen featuring KitchenAid appliances, double ovens, propane cooktop, quartzite countertops, and custom wood cabinetry. The spacious primary suite includes a sitting area, spa-like bath, and soaking tub. Enjoy hardwood floors in bedrooms, updated LVP and tile throughout, and a private in-law suite. Outside, relax or entertain on the expansive paver patio with custom pergola, fire pit, and mature fruit trees. The lake connects to the river, offering fishing from your backyard. Additional features include a 2021 roof, new 2026 water heater, whole-house water filtration, smart home upgrades, EV-ready garage, low HOA, and one of the highest elevations in the neighborhood--not in a flood zone.
What to check on this one
- Confirm flood zone designation with county—verify elevation certificate if AE/VE rated.
- Request 4-point inspection report (roof, plumbing, electrical, HVAC) for insurance underwriting.
- Verify 2021 roof installation date and get roofing contractor documentation for insurer.
- Review HOA governing docs, restrictions on rentals, and confirm $25/mo is only fee.
- Inspect in-law suite—confirm permitted, legal kitchen/bath, and no county code violations.
- Test whole-house water filtration system and confirm warranty transfer to new owner.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $439,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 2:30 PM.
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