Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$329,990

12 BIG PINE Drive, Palm Coast, FL 32164, Palm Coast, FL 32164

Seminole Trace

Price
$329,990
Beds / Baths
4 / 3
Living area
2,125 sqft
Year built
2026
Type
Townhouse
Lot
Garage
2
HOA
$33/mo
CDD
Yes
Flood zone
Unknown
County
Flagler
Days on market
79
Elementary
Bunnell
Middle
Buddy Taylor
High school
Flagler Palm Coast

$155/sqft asking, vs a $194/sqft median across 27 closed sales in 32164 over the last 12 months — 20% below the area's closed prices. Condition and lot vary; that's what a showing is for.

The Liberty Villa is a spacious and elegant home designed for comfort and style. Featuring a large primary suite on the first floor, it offers convenience and privacy for the homeowners. The first floor also includes a half bath, perfect for guests. Upstairs, you will find three additional bedrooms, providing ample space for family or guests, along with a versatile loft area that can be used as a playroom, office, or additional living space. The second floor also includes a well-appointed bathroom, ensuring convenience for all occupants. *Sample images representative of the Liberty floorplan

What to check on this one

  • Verify exact flood zone designation and obtain elevation certificate if in AE/VE
  • Confirm CDD bond payoff amount and remaining assessment schedule
  • Review final HOA docs, CC&Rs, and any rental restrictions before closing
  • Inspect plumbing materials and HVAC system specs for new construction
  • Obtain builder warranty details and transferability to second owner

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,712/mo
Property tax (1.1% eff., Flagler Co.)$302/mo
Homeowners insurance (est.)$292/mo
HOA$33/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,506/mo

Loan $263,992 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of OLYMPUS EXECUTIVE REALTY, INC. Data via realMLS (Northeast Florida MLS), updated Aug 29, 2026, 6:32 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.