Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$303,990

35 BIG PINE Drive, Palm Coast, FL 32164, Palm Coast, FL 32164

Seminole Trace

Price
$303,990
Beds / Baths
3 / 3
Living area
1,885 sqft
Year built
2026
Type
Townhouse
Lot
Garage
2
HOA
$33/mo
CDD
Yes
Flood zone
Unknown
County
Flagler
Days on market
79
Elementary
Bunnell
Middle
Buddy Taylor
High school
Flagler Palm Coast

$161/sqft asking, vs a $194/sqft median across 27 closed sales in 32164 over the last 12 months — 17% below the area's closed prices. Condition and lot vary; that's what a showing is for.

This stunning Madison II villa home offers a perfect blend of comfort and elegance with 3 spacious bedrooms and 3 full baths, ensuring privacy and convenience. The open-concept design leads into a roomy kitchen, with the option to upgrade to a gourmet kitchen for culinary enthusiasts. A versatile bonus room upstairs, complete with its own full bath, provides additional space for a home office, guest suite, or recreational area. Step outside to enjoy a covered patio, perfect for outdoor gatherings or quiet relaxation. With a 2-car garage, this home provides both style and practicality, meeting all your modern living needs. **Photos are representative of the Madison II floor plan.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE
  • Confirm CDD bond payoff amount and remaining assessment term
  • Review HOA CC&Rs for rental restrictions and lease-transfer rules
  • Inspect gourmet kitchen upgrade scope, timeline, and final cost
  • Confirm builder warranty coverage period and what's included
  • Walk through completed model or similar unit; verify floor plan matches listing

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,577/mo
Property tax (1.1% eff., Flagler Co.)$279/mo
Homeowners insurance (est.)$292/mo
HOA$33/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,348/mo

Loan $243,192 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of OLYMPUS EXECUTIVE REALTY, INC. Data via realMLS (Northeast Florida MLS), updated Aug 29, 2026, 6:32 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.