Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$699,999

5608 JONES CREEK Road, Keystone Heights, FL 32656

Keystone Heights

Price
$699,999
Beds / Baths
3 / 2
Living area
1,792 sqft
Year built
2019
Type
Residential
Lot
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
142

$391/sqft asking, vs a $171/sqft median across 324 closed sales in 32656 over the last 12 months — 128% above the area's closed prices. Condition and lot vary; that's what a showing is for.

**MOTIVATED SELLERS** Welcome to this custom built home with sturdy 2x6 perimeter framing, providing superior insulation and structural integrity compared to standard builds. 3-bedroom, 2-bath home on 10 beautiful acres--ideal for country living or starting a small farm. Features include an above-ground pool with deck, covered front and back porches for entertaining, granite countertops, porcelain flooring, and a fireplace. 12x24 shed on property equipped with water and electricity. Need 24 hour showing notice.

What to check on this one

  • Verify actual flood zone designation—check FEMA map for property address.
  • Confirm roof age and get 4-point inspection quote before offer.
  • Inspect septic system and well service records; get pumping/testing history.
  • Confirm pool equipment age, maintenance records, and any permit compliance.
  • Review shed electrical/plumbing permits and any county building approvals.
  • Verify 10-acre parcel lines, survey status, and any easements or restrictions.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,632/mo
Property tax (1.1% eff., Clay Co.)$642/mo
Homeowners insurance (est.)$408/mo
All-in monthly (est.)$4,682/mo

Loan $559,999 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of HERRON REAL ESTATE LLC. Data via realMLS (Northeast Florida MLS), updated Aug 9, 2026, 2:00 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.