$995,000
603 EMMETT Street, Palatka, FL 32177
Palatka
- Price
- $995,000
- Beds / Baths
- 8 / 7
- Living area
- 6,425 sqft
- Year built
- 1884
- Type
- Residential
- Lot
- 0.17 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 79
$155/sqft asking, vs a $162/sqft median across 257 closed sales in 32177 over the last 12 months — 5% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Magnificent historic property in Florida. National Register of Historic Places. Turn key Bed and Breakfast, (currently operating as EVOLVE rental property) or it can also be luxury estate. Circa 1884, three-story Queen Anne residence has over 6,400 square feet of interior living space paired with an expansive outdoor area. The twelve foot high ceilings, grand staircase, and a sweeping wraparound veranda define the architectural character, while modern comforts support extended stays and hosted occasions. House next door (123 Dodge St) where owners live is also available 603 Emmett St: 5 king bedrooms, 3 queen bedrooms, 3 rollaway beds, and additional single beds in dedicated alcove areas. 123 Dodge St: 6 bedrooms, 3 kitchens and 4.5 baths. Only one block to the St Johns river.
What to check on this one
- Verify roof age and condition—1884 home requires inspection; insurer may balk at age
- Order 4-point inspection and wind-mitigation report for historic property insurance
- Confirm actual flood zone with FEMA map and obtain elevation certificate
- Review rental license, zoning compliance, and short-term rental deed restrictions
- Inspect plumbing system age—cast iron or galvanized pipe common in 1884 builds
- Pull title for historic easements, covenants, or National Register restrictions
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $796,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of BEYCOME OF FLORIDA LLC. Data via realMLS (Northeast Florida MLS), updated Aug 15, 2026, 9:17 PM.
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