Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$8,590

314 ELM Trail, Interlachen, FL 32148, Interlachen, FL 32148

Not Validd

Price
$8,590
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
0.22 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
80

RARE 0.22-ACRE DOUBLE LOT in Oak Hills Estates, Interlachen. Two contiguous buildable vacant lots sold together on Elm Trail, Block 2 Lots 14 and 15. CLEAN TITLE. WARRANTY DEED at closing. ALTA Owner Policy on record. NOT a tax deed or quit claim sale. No back taxes. Build your dream home, family compound, or place a manufactured or mobile home. Site-built, manufactured, and mobile homes all allowed. Flat, high, dry land. Power available at the street. R-2 zoning. No HOA. No deed restrictions. No build deadline. Quiet established lake-country setting between Lake Lucy and the Twin Lakes chain. About 40 min to Gainesville (UF), 20 min to Palatka, roughly 1 hr 15 to Jacksonville and St. Augustine. Annual taxes only about $99 for both lots combined.

What to check on this one

  • Verify flood zone designation—obtain FEMA map for Interlachen/Putnam County specifics.
  • Confirm R-2 zoning allows your intended structure type (site-built, manufactured, or mobile).
  • Check septic/well feasibility—soil test and county permitting requirements for two-lot site.
  • Verify utilities at street—confirm power availability and water/sewer service radius.
  • Review title commitment and ALTA policy—ensure no liens, easements, or survey issues.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$45/mo
Property tax (1.1% eff., Putnam Co.)$8/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$345/mo

Loan $6,872 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BEYCOME OF FLORIDA LLC. Data via realMLS (Northeast Florida MLS), updated Jun 14, 2026, 2:43 PM.

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