Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$439,900

4415 TALL PINES Lane, Middleburg, FL 32068

Longleaf Ranch

Price
$439,900
Beds / Baths
5 / 3
Living area
2,471 sqft
Year built
2017
Type
Residential
Lot
0.54 ac
Garage
2
HOA
$22/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
80

This full-brick home offers 2,471 square feet of living space with an open floor plan, 5 bedrooms, and 3 bathrooms, all situated on a spacious half-acre lot. The heart of the home is the expansive kitchen featuring a large center island, perfect for meal prep, casual dining, and gathering with family and friends. Enjoy beautiful water views from the back patio and a generous backyard that's ideal for relaxing, entertaining, or enjoying the outdoors. The property also features a 2-car attached garage plus a large RV/camper carport with plenty of room for boats, trailers, and additional vehicles. A new roof installed in 2025 adds peace of mind and lasting value.

What to check on this one

  • Verify flood zone designation and get elevation certificate if in AE/VE zone.
  • Confirm new roof 2025 installation date, warranty details, and inspector certification.
  • Pull HOA documents; verify $22/mo covers what and confirm no rental restrictions.
  • Inspect RV carport foundation, drainage, and any easement or setback issues.
  • Verify waterfront property: riparian rights, seawall condition, Army Corps permits.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,283/mo
Property tax (1.1% eff., Clay Co.)$403/mo
Homeowners insurance (est.)$292/mo
HOA$22/mo
All-in monthly (est.)$3,000/mo

Loan $351,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 16, 2026, 10:22 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.