$183,995
132 PALMETTO POINT Lane, San Mateo, FL 32187, San Mateo, FL 32187
Acosta Grant
- Price
- $183,995
- Beds / Baths
- 3 / 2
- Living area
- 1,320 sqft
- Year built
- 1985
- Type
- Residential
- Lot
- 2.55 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 66
$139/sqft asking, vs a $178/sqft median across 18 closed sales in 32187 over the last 12 months — 22% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Location, Location, Location! Experience peaceful country living in this charming San Mateo property, offering privacy, natural beauty, and only one neighboring home on the road. The open-concept floor plan creates a bright, inviting space perfect for everyday living and entertaining. Features include a fireplace, dishwasher, and other amenities that have seen little to no use. Surrounded by nature, you'll enjoy frequent visits from deer, birds, and other wildlife, along with plenty of wooded areas to explore and enjoy. Despite its tranquil setting, you're just minutes from Palatka and a short drive to everyday conveniences, including groceries, gas, and dining. Whether you're seeking a primary residence, weekend retreat, or a place to enjoy the outdoors, this property offers endless possibilities. Some photos have been virtually staged for illustrative purposes and are intended to showcase the home's potential.
What to check on this one
- Verify manufactured home foundation type and condition—piers, blocks, or tie-downs.
- Obtain flood zone designation from FEMA; request elevation certificate if in AE/VE.
- Review roof age and condition; confirm insurance availability for 1985 manufactured home.
- Inspect plumbing for polybutylene or cast-iron; septic system pumping/service records.
- Confirm title and ownership transfer process for manufactured home on private land.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $147,196 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of COLDWELL BANKER BEN BATES INC. Data via realMLS (Northeast Florida MLS), updated Aug 19, 2026, 2:24 PM.
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