Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$100,000

3864 LA MIRADA Drive N 5, Jacksonville, FL 32217, Jacksonville, FL 32217

Colony At San Jose

Price
$100,000
Beds / Baths
2 / 1
Living area
970 sqft
Year built
1970
Type
Condo
Lot
0.01 ac
Garage
0
HOA
$504/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
81

$103/sqft asking, vs a $93/sqft median across 74 closed sales in 32217 over the last 12 months — 11% above the area's closed prices. Condition and lot vary; that's what a showing is for.

MOVE-IN READY, updated 2-bedroom, 1-bath GROUND-FLOOR condo featuring luxury vinyl plank flooring, updated kitchen with granite countertops and stainless steel appliances. Recent improvements include a new HVAC system and water heater, providing added efficiency and peace of mind. The functional floor plan offers comfortable living spaces and access to a screened rear patio, perfect for enjoying the outdoors year-round. Convenient first-floor location with easy access and low-maintenance living. Tons of storage inside the unit as well as a storage closet on the back patio and a detached storage closet near your entrance. Furniture is negotiable, creating a potential turnkey opportunity for an owner-occupant, second-home buyer, or investor.

What to check on this one

  • Pull condo milestone/SIRS reports — 1970 building requires structural/reserve study verification
  • Confirm flood zone and obtain elevation certificate if in AE/VE zone
  • Review HOA bylaws for rental restrictions — critical for investment strategy
  • Verify roof age and obtain 4-point inspection; confirm insurer will cover pre-1980s structure
  • Request 20+ years HOA meeting minutes and special assessment history
  • Inspect plumbing type (likely cast-iron given 1970 build) — expect potential replacement costs

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$519/mo
Property tax (1.1% eff., Duval Co.)$92/mo
Homeowners insurance (est.)$292/mo
HOA$504/mo
All-in monthly (est.)$1,407/mo

Loan $80,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of YOUR HOME SOLD GUARANTEED REALTY ADVISORS. Data via realMLS (Northeast Florida MLS), updated Jul 28, 2026, 6:01 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.