Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$324,900

4883 GOPHER Circle, Middleburg, FL 32068, Middleburg, FL 32068

Black Creek Park

Price
$324,900
Beds / Baths
4 / 2
Living area
2,060 sqft
Year built
1986
Type
Residential
Lot
1.14 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
81

$158/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 13% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Phenominal Estate Property in Black Creek Park. Large private corner lot with a gated circular driveway. Detached screen enclosed Inground pool. Cedar frame home with a private park setting in Open floor plan with vaulted Pine ceilings. Split bedroom 4 bed 2 bath home. Bring your vision and turn this into a beauty with upgrades and colors. Price reflects the significant equity potential for the savvy buyer. No CDD fees or HOA. All offers most be submitted on Bidonhomes site see documents for link. If you have a Lic Agent. Pls have them included Buyers If you are requesting a showing on Zillow you are NOT reaching the Listing Agent FYI. Agents please see private remarks:

What to check on this one

  • Verify roof age and current condition; 1986 home may need inspection soon.
  • Obtain 4-point inspection report and wind-mitigation certificate for insurance quotes.
  • Confirm actual flood zone designation and get elevation certificate if in AE/VE.
  • Inspect pool equipment, screen enclosure condition, and maintenance history.
  • Check plumbing materials—polybutylene lines common in 1986, may affect insurability.
  • Review septic system age, last pumping, and well water test results if applicable.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,686/mo
Property tax (1.1% eff., Clay Co.)$298/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,276/mo

Loan $259,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of RE/MAX SPECIALISTS. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 3:48 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.