Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$289,000

3612 ALEC Drive, Middleburg, FL 32068, Middleburg, FL 32068

Mayfield Annex

Price
$289,000
Beds / Baths
4 / 3
Living area
1,854 sqft
Year built
2005
Type
Residential
Lot
0.18 ac
Garage
2
HOA
$17/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
81
Elementary
Coppergate

$156/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 14% below the area's closed prices. Condition and lot vary; that's what a showing is for.

PRICE DROP with $5k Closing Cost assist! Additional 1% from Preferred lender. The only question is: Are You Ready to Make it YOURS? Welcome home to the BEST property in the neighborhood! Beautifully Maintained Truly MOVE-IN READY 4-Bedroom Home! Brand NEW Water Heater! Great school district: Middleburg High, Lake Asbury Junior, Coppergate Elementary. All 4 bedrooms are conveniently located upstairs, along with 2 full bathrooms, creating a private retreat away from the main living areas. 1/2 bath downstairs. Step outside to your FULLY FENCED backyard, with NO NEIGHBORS directly behind you. Enjoy weekend BBQ's & outdoor entertaining under the covered patio. The backyard also includes mature fruit trees, a dedicated garden area, & a storage shed; offering both beauty & functionality. Key Features that have been updated: *New Water Heater *Newer Roof w/ warranty *Newer HVAC system *New Stainless Steel Refrigerator *Luxury vinyl plank/Carpet flooring upstairs *Fully Fenced yard

What to check on this one

  • Verify roof age/warranty details—built 2005, confirm installation date and remaining coverage.
  • Check flood zone designation for Clay County parcel; request elevation certificate if needed.
  • Obtain HOA documents; confirm $17/mo covers what and verify no special assessments pending.
  • Get 4-point inspection quote; home is 21 years old, may affect insurance underwriting.
  • Verify HVAC and water heater install dates; confirm any remaining manufacturer warranties transfer.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,500/mo
Property tax (1.1% eff., Clay Co.)$265/mo
Homeowners insurance (est.)$292/mo
HOA$17/mo
All-in monthly (est.)$2,074/mo

Loan $231,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of HERRON REAL ESTATE LLC. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 2:43 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.