Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$318,900

478 NW STATEN HARRIS Court, Lake City, FL 32055, Lake City, FL 32055

**verifying Subd**

Price
$318,900
Beds / Baths
4 / 2
Living area
1,940 sqft
Year built
1925
Type
Residential
Lot
5 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Columbia
Days on market
82

$164/sqft asking, vs a $124/sqft median across 8 closed sales in 32055 over the last 12 months — 33% above the area's closed prices. Condition and lot vary; that's what a showing is for.

5 ACRES + HOME + ENDLESS POSSIBILITIES! Discover the space, privacy, and potential this unique Lake City property has to offer. Situated on approximately 5 beautiful acres, this 4-bedroom, 2-bath home presents an excellent opportunity for an investor, homesteader, or buyer looking for room to grow and make a property their own. The home is livable and ready for its next chapter, while offering the opportunity to add your personal touch and updates over time. Major features already in place include a roof replaced approximately four years ago, solar panels, a water filtration system, and a large shed, providing valuable storage, workspace, or additional possibilities for the property.(See private remarks) Approximately 11 minutes to Downtown Lake City Approximately 15 minutes to White Springs and the scenic Suwannee River Only about 1 mile from Falling Creek Falls Park Approximately 3 miles to I-10 About 12 minutes to US Highway 90

What to check on this one

  • Verify roof installation date and warranty documentation—replaced ~4 years ago.
  • Confirm solar panel ownership vs. lease; get transfer paperwork if leased.
  • Check flood zone designation and obtain elevation certificate if in AE/VE.
  • Inspect septic system records, well water quality reports, and filtration system maintenance.
  • Review property survey and acreage; confirm zoning allows intended use.
  • Get pre-purchase structural inspection given 1925 build year and plumbing era.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,655/mo
Property tax (1.1% eff., Columbia Co.)$292/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,239/mo

Loan $255,120 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LA ROSA REALTY NORTH FLORIDA, LLC.. Data via realMLS (Northeast Florida MLS), updated Aug 25, 2026, 3:43 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.