Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$479,990

196 DONOVAN Drive, St. Augustine, FL 32092, St. Augustine, FL 32092

Shearwater

Price
$479,990
Beds / Baths
4 / 3
Living area
1,968 sqft
Year built
2026
Type
Residential
Lot
0.13 ac
Garage
2
HOA
$20/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
81
Elementary
Trout Creek Academy
Middle
Trout Creek Academy
High school
Beachside

$244/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 19% above the area's closed prices. Condition and lot vary; that's what a showing is for.

The Nassau home plan is a stylish and functional two-story residence, offering 1,968 square feet of thoughtfully designed living space. With four spacious bedrooms and two and a half bathrooms, this home is designed to comfortably accommodate both family and guests. The open-concept main floor seamlessly connects the kitchen, dining, and living areas, creating a perfect setting for entertaining or relaxing with loved ones. High-quality finishes and smart design elements are incorporated throughout, enhancing both the aesthetic appeal and functionality of the space. The well-appointed kitchen, with modern appliances and ample counter space, is ideal for culinary enthusiasts. The two-car garage provides generous space for vehicles and extra storage, meeting the needs of today's modern lifestyle. The Nassau plan is a perfect blend of style, practicality, and comfort, making it an excellent choice for those seeking a spacious and functional home.

What to check on this one

  • Verify final flood zone designation with St. Johns County—obtain elevation certificate if AE/VE.
  • Confirm CDD bond payoff amount and remaining assessment schedule with developer.
  • Review final HOA docs for any future fee increases or special assessments.
  • Get builder's warranty terms in writing; confirm all appliances/systems covered.
  • Verify builder's final walk-through checklist and punch-list completion before closing.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,491/mo
Property tax (1.1% eff., St. Johns Co.)$440/mo
Homeowners insurance (est.)$292/mo
HOA$20/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,410/mo

Loan $383,992 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of OLYMPUS EXECUTIVE REALTY, INC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 3:39 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.