Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$305,000

8672 BANDERA Circle S, Jacksonville, FL 32244, Jacksonville, FL 32244

Charlesgate

Price
$305,000
Beds / Baths
3 / 2
Living area
1,727 sqft
Year built
1990
Type
Residential
Lot
0.73 ac
Garage
2
HOA
$41/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
81

$177/sqft asking, vs a $157/sqft median across 1,043 closed sales in 32244 over the last 12 months — 12% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Discover this well-maintained 3-bedroom, 2-bathroom home offering 1,727 sq ft of comfortable living space. The home features a spacious layout with inviting living and dining areas that flow seamlessly into the kitchen, creating a great setup for everyday living and entertaining. The primary suite includes a private bathroom and generous closet space, while the additional bedrooms provide flexibility for family, guests, or a home office. Step outside to enjoy the screened-in patio, perfect for relaxing with a morning coffee or entertaining guests year-round. Located in a quiet residential neighborhood, this move-in ready home is easy to show and ready for its next owner.

What to check on this one

  • Confirm roof age and condition; get roofing contractor inspection if approaching 20 years.
  • Verify flood zone designation via FEMA map; request elevation certificate if in AE/VE.
  • Request 4-point inspection (roof, HVAC, plumbing, electrical) for insurer pre-approval.
  • Inspect plumbing for polybutylene or cast-iron; confirm material type and condition.
  • Review HOA documents for restrictions, fees, reserve studies, and rental policy.
  • Confirm HVAC age and service history; get maintenance records from seller.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,583/mo
Property tax (1.1% eff., Duval Co.)$280/mo
Homeowners insurance (est.)$292/mo
HOA$41/mo
All-in monthly (est.)$2,196/mo

Loan $244,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of SOVEREIGN REAL ESTATE GROUP. Data via realMLS (Northeast Florida MLS), updated Jul 31, 2026, 1:35 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.