Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$285,000

475 COLE Road W, Jacksonville, FL 32218, Jacksonville, FL 32218

Lanier Heights

Price
$285,000
Beds / Baths
3 / 2
Living area
1,196 sqft
Year built
2021
Type
Residential
Lot
0.55 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
82

$238/sqft asking, vs a $160/sqft median across 1,817 closed sales in 32218 over the last 12 months — 49% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to this well-maintained 3-bedroom, 2-bath home situated on a spacious lot in a convenient North Jacksonville location. Built in 2021, this property offers modern finishes, an open floor plan, and plenty of outdoor space to enjoy. Conveniently located near shopping, dining, major highways, and Jacksonville International Airport.

What to check on this one

  • Confirm flood zone designation via FEMA map; request elevation certificate if in AE/VE.
  • Verify roof warranty transfer status and confirm no insurance red flags at 5 years.
  • Review well/septic service records and confirm system inspections are current.
  • Confirm property is not in future CDD district; verify no special assessments pending.
  • Request full 5-year maintenance history for HVAC and plumbing systems.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,479/mo
Property tax (1.1% eff., Duval Co.)$261/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,032/mo

Loan $228,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY. Data via realMLS (Northeast Florida MLS), updated Jun 18, 2026, 5:52 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.