Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$689,970

365 MURPHYS Drive, St. Johns, FL 32259

Stillwater

Price
$689,970
Beds / Baths
3 / 3
Living area
2,246 sqft
Year built
2026
Type
Townhouse
Lot
0.12 ac
Garage
3
HOA
$711/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
79

$307/sqft asking, vs a $203/sqft median across 172 closed sales in 32259 over the last 12 months — 51% above the area's closed prices. Condition and lot vary; that's what a showing is for.

***MOVE IN READY - BRAND NEW HOME*** Welcome to the Montego C floor plan by Lennar, located in a desirable Active Adult golf community. This beautiful home features 3 bedrooms, 3 bathrooms, a private study, and a spacious 3-car garage. The thoughtfully designed kitchen showcases white cabinetry, white quartz countertops, 42-inch cabinets, and a gourmet kitchen equipped with stainless steel appliances, including a gas range, double ovens, dishwasher, microwave, and refrigerator. Additional features include quartz bathroom vanities, ceramic wood-look tile throughout the wet areas and extending into the family room, dining area, and halls, plus a top-load washer and dryer and window blinds throughout. Enjoy the comfort of a gas water heater, ceiling fans in the bedrooms and screened lanai, an epoxy-coated garage floor, and a full irrigation system. One-year builder warranty included! (Conditions may apply)

What to check on this one

  • Verify actual flood zone designation with county—listing shows unknown
  • Confirm CDD bond payoff amount and remaining assessment period
  • Review HOA covenants for active adult eligibility and rental restrictions
  • Obtain builder warranty details and coverage scope in writing
  • Confirm HOA $711/mo includes all fees; verify CDD is separate

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,580/mo
Property tax (1.1% eff., St. Johns Co.)$632/mo
Homeowners insurance (est.)$403/mo
HOA$711/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$5,493/mo

Loan $551,976 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LENNAR REALTY INC. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 5:36 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.