$629,990
650 S LOOP Parkway, St. Augustine, FL 32095, St. Augustine, FL 32095
Palencia
- Price
- $629,990
- Beds / Baths
- 4 / 4
- Living area
- 2,856 sqft
- Year built
- 2005
- Type
- Residential
- Lot
- 0.11 ac
- Garage
- 3
- HOA
- $420/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 82
- Elementary
- Palencia
- Middle
- Pacetti Bay
- High school
- Allen D. Nease
$221/sqft asking, vs a $206/sqft median across 1,018 closed sales in 32095 over the last 12 months — 7% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Live the Palencia lifestyle! This exceptional end-unit townhome is just steps from the Palencia Club, resort-style amenities, parks, shopping, and dining. Featuring 3 bedrooms, 3 full baths, a 3-car garage, plus a rare detached 1-bedroom guest suite above the garage, this move-in-ready home offers incredible flexibility for guests, multigenerational living, or a private office. The open floor plan showcases 10' ceilings, spacious living and dining areas, and a family room that flows into the gourmet kitchen with a gas cooktop, upgraded appliances, 42'' cabinets with crown molding, granite countertops, and abundant workspace. Upstairs, the primary suite features a private balcony, ensuite bath, and two additional bedrooms with a full bath. Enjoy the private paver courtyard with a gas fire pit. Quality construction includes a tile roof and premium finishes. Located in sought-after Palencia with world-class amenities and top-rated St. Johns County schools.
What to check on this one
- Verify flood zone designation and pull elevation certificate if in AE/VE zone.
- Request CDD bond payoff amount and confirm annual assessment.
- Obtain HOA documents: CC&Rs, rental restrictions, reserve study, meeting minutes.
- Confirm roof age and material; verify insurance carrier will insure at purchase.
- Review detached guest suite zoning compliance and utility/septic setup.
- Pull 4-point inspection report if insurer requires; check wind-mitigation eligibility.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $503,992 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of REMAX WELCOME HOME. Data via realMLS (Northeast Florida MLS), updated Jul 17, 2026, 5:02 PM.
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