Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$515,000

231 RITTBURN Lane, St. Johns, FL 32259

Lakes At Mill Creek

Price
$515,000
Beds / Baths
4 / 2
Living area
2,149 sqft
Year built
2018
Type
Residential
Lot
0.17 ac
Garage
2
HOA
$50/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
79

$240/sqft asking, vs a $221/sqft median across 2,395 closed sales in 32259 over the last 12 months — 9% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome Home... to this well maintained property in the highly desirable Lakes at Mill Creek community. This home boasts of an exceptional open floorplan great for entertaining & split BR's set up well for privacy. Your family will enjoy the low maintenance vinyl plank flooring consistently throughout the house. Take advantage of outdoor living on your covered front porch or enjoy the large fenced in backyard with private preserve views. This no CDD community is in a Premiere location close to top-rated Saint Johns County Schools, Shopping, Entertainment & Restaurants. Make an appointment to see your new home today!

What to check on this one

  • Verify flood zone designation with FEMA map; request elevation certificate if in AE/VE.
  • Confirm roof age and get 4-point inspection for insurance approval.
  • Review HOA covenants, bylaws, and rental restriction rules in writing.
  • Inspect HVAC system age and service history; verify warranty transfer.
  • Walk electrical panel, check for aluminum wiring or Federal Pacific breakers.
  • Confirm well/septic or municipal water/sewer connection and service records.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,672/mo
Property tax (1.1% eff., St. Johns Co.)$472/mo
Homeowners insurance (est.)$300/mo
HOA$50/mo
All-in monthly (est.)$3,494/mo

Loan $412,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE. Data via realMLS (Northeast Florida MLS), updated Aug 10, 2026, 12:10 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.