Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$649,000

101 YACHT CLUB Point, Green Cove Springs, FL 32043, Green Cove Springs, FL 32043

Governors Pointe Yacht Club

Price
$649,000
Beds / Baths
5 / 4
Living area
2,540 sqft
Year built
2022
Type
Residential
Lot
0.13 ac
Garage
4
HOA
$431/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
74
Elementary
Charles E. Bennett
Middle
Green Cove Springs
High school
Clay

$256/sqft asking, vs a $179/sqft median across 1,751 closed sales in 32043 over the last 12 months — 43% above the area's closed prices. Condition and lot vary; that's what a showing is for.

**PRIVATE BOAT SLIP**NO FLOOD ZONE**1ST FLOOR PRIMARY SUITE** This gorgeous, immaculately maintained 5 bed/4 bath home offers a cozy and modern vibe right on the Saint Johns River! Nestled in a GATED COMMUNITY, you'll love having a RIVER VIEW from your front yard, a peaceful POND VIEW from the backyard, all on a corner lot for added privacy! Complete with a 50 YEAR METAL ROOF and a pristine paver driveway. Inside, an abundance of light creates a bright, welcoming atmosphere across an elegant SPLIT BEDROOM FLOOR PLAN. The main living areas boast beautiful LVP flooring, leading to a gorgeous kitchen featuring stylish white shaker cabinets, granite countertops, stainless steel appliances and HUGE pantry. Relax in the 1st fl primary suite, or enjoy the massive 32x25 4 CAR TANDEM GARAGE--perfect for cars, golf carts, & boat storage! Plus, there's a LARGE ATTIC offering tons of storage. Step out onto the paver patio overlooking the pond, or walk next door to the pool! Enjoy RESORT STYLE AMENITIES including a pool, cabana area, and a community dock with your own private DEEDED BOAT SLIP with water and electric included! Commuting is a breeze with nearby US-17, putting you just minutes from downtown Green Cove Springs.

What to check on this one

  • Verify flood zone status with Clay County Property Appraiser—listing says 'NO FLOOD ZONE' but shows unknown.
  • Request HOA documents: amenities, rules, fees, reserves, and any pending assessments.
  • Confirm boat slip deed transfer process and any associated transfer fees or HOA approvals required.
  • Get 4-point and wind-mitigation inspections (standard for NE Florida waterfront mortgages).
  • Verify metal roof warranty details and confirm 50-year coverage terms with documentation.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,368/mo
Property tax (1.1% eff., Clay Co.)$595/mo
Homeowners insurance (est.)$379/mo
HOA$431/mo
All-in monthly (est.)$4,773/mo

Loan $519,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CHAD AND SANDY REAL ESTATE GROUP. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 6:40 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.