Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$925,000

431 PARK LAKE Drive, Ponte Vedra, FL 32081

Lakeside At Town Center

Price
$925,000
Beds / Baths
5 / 4
Living area
2,884 sqft
Year built
2014
Type
Residential
Lot
0.2 ac
Garage
2
HOA
$21/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
81

$321/sqft asking, vs a $278/sqft median across 1,456 closed sales in 32081 over the last 12 months — 15% above the area's closed prices. Condition and lot vary; that's what a showing is for.

PRICED BELOW APPRAISAL! Step into this exceptional 5-bedroom, 3.5-bath home, offering a blend of modern luxury and comfort. Boasting over 2800 sq. ft. of living space, this home has been thoughtfully upgraded to meet the needs of today's family. The newly pavered backyard is an entertainer's dream, featuring a heated saltwater pool, bamboo for added privacy and plenty of space for outdoor dining and relaxation. A wood playground is included, ensuring fun for all ages! Inside, you'll find a spacious living area with luxury vinyl plank and tile flooring throughout. The chef-inspired kitchen, equipped with high-end appliances and an abundance of counter space, is perfect for preparing meals for family and friends. The home's new exterior doors and plantation shutters add to the stylish ambiance, while USB outlets and dimmer switches throughout bring convenience to your fingertips. The HVAC system was replaced in 2022, and the attic has been newly insulated to improve energy efficiency. This entire home has been freshly painted inside and out, giving it a polished and move-in-ready feel. Water filtration and softener systems ensure that you and your family enjoy clean, pure water throughout the home. The home also includes mosquito control with the Mosquito Joe system, keeping your outdoor space comfortable year-round. All toilets have been replaced, and the driveway has been widened to accommodate extra vehicles or recreational toys. Located in sought-after Nocatee, close to local schools, parks, and shopping, this home is perfect for growing families or anyone looking to enjoy a stylish and practical lifestyle. Schedule your private showing today - this home won't last long!

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE
  • Request CDD bond payoff amount and remaining assessment schedule
  • Confirm roof age and obtain 4-point inspection for insurance approval
  • Review HOA documents for rental restrictions and pool maintenance rules
  • Verify HVAC 2022 replacement warranty transfer and obtain service records
  • Confirm pool equipment warranty and saltwater system maintenance schedule

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,800/mo
Property tax (1.1% eff., St. Johns Co.)$848/mo
Homeowners insurance (est.)$540/mo
HOA$21/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$6,376/mo

Loan $740,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of RE/MAX SPECIALISTS. Data via realMLS (Northeast Florida MLS), updated Aug 10, 2026, 11:09 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.