Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$2,499,000

3318 1ST Street, Jacksonville Beach, FL 32250

Jacksonville Beach

Price
$2,499,000
Beds / Baths
4 / 4
Living area
2,733 sqft
Year built
2018
Type
Residential
Lot
0.12 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
82

$914/sqft asking, vs a $378/sqft median across 599 closed sales in 32250 over the last 12 months — 142% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to one of South Jacksonville Beach's most sought-after streets -- just steps from the Atlantic and built for those who refuse to compromise. This custom home, constructed in 2018, blends coastal charm with modern sophistication in a way that's rarely found at the beach. The main level centers around a chef's kitchen with GE Café appliances, opening into a warm and inviting living area that spills out onto a covered back patio -- ideal for morning coffee or evening gatherings. A unique circular dining room adds architectural character, while a flexible downstairs room with a custom imported Murphy bed adapts perfectly to your needs, whether a home office, guest space, or both. Head upstairs to find two additional en-suite bedrooms, a laundry room with wine cooler, and a generous primary suite that feels like a private escape. The walk-in closet is a dream, the bath is beautifully appointed, and a private balcony lets you drift off to the sound of the waves. The oversized two-car garage features heated and cooled storage closets -- a rarity that beach homeowners will immediately appreciate. Impact-resistant east facing windows, a tankless water heater, hardwood floors, 10-foot ceilings, 8-foot interior doors, and built-in speakers complete this exceptional package.

What to check on this one

  • Verify exact flood zone (AE/VE) and obtain elevation certificate before closing
  • Confirm roof condition and get inspector report—2018 build should pass, but verify no prior damage
  • Request 4-point inspection (wind, roof, plumbing, electrical) for lender and insurance approval
  • Verify tankless water heater warranty and service history documentation
  • Confirm impact-resistant window certifications and any applicable wind-mitigation discounts with insurer

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$12,967/mo
Property tax (1.1% eff., Duval Co.)$2,291/mo
Homeowners insurance (est.)$1,458/mo
All-in monthly (est.)$16,716/mo

Loan $1,999,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ONE SOTHEBY'S INTERNATIONAL REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 1:42 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.