Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$574,900

11100 EMUNESS Road, Jacksonville, FL 32218

San Mateo

Price
$574,900
Beds / Baths
4 / 3
Living area
2,250 sqft
Year built
1998
Type
Residential
Lot
0.18 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
78

Owner Financing offered!! Stunning 4BR/3BA custom coastal tidal waterfront home in San Mateo with breathtaking Broward River views! This two-story residence features a wide-open floor plan highlighted by newly refinished wood floors and massive windows framing incredible water vistas. The spectacular, brand-new chef's kitchen boasts premium custom cabinetry, high-end appliances, and a large central island opening directly into the spacious living room. Step outside onto the expansive second-story back deck to enjoy panoramic riverfront relaxation. The versatile downstairs layout offers an ideal multi-generational or guest setup, featuring a large bedroom with a private kitchenette and laundry with a dedicated home office--all while maintaining gorgeous views of the river. Combining modern luxury updates with an irreplaceable waterfront location, this coastal gem is an absolute must-see! With an acceptable offer the seller will replace one of the AC's.

What to check on this one

  • Verify exact flood zone designation and elevation certificate for Broward River tidal waterfront
  • Obtain 4-point inspection report (roof, HVAC, plumbing, electrical) — home is 26 years old
  • Confirm roof age and current condition; get wind-mitigation inspection for coastal property
  • Review flood insurance requirements, quotes, and any past claims on waterfront parcel
  • Inspect both AC units; document seller's commitment to replace one unit in writing
  • Verify septic system vs. municipal sewer connection and service history

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,983/mo
Property tax (1.1% eff., Duval Co.)$527/mo
Homeowners insurance (est.)$335/mo
All-in monthly (est.)$3,845/mo

Loan $459,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 2:52 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.