$389,900
2020 PATE Road N, Jacksonville, FL 32226, Jacksonville, FL 32226
Oceanway
- Price
- $389,900
- Beds / Baths
- 4 / 2
- Living area
- 1,759 sqft
- Year built
- 2026
- Type
- Residential
- Lot
- 0.45 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 82
$222/sqft asking, vs a $178/sqft median across 498 closed sales in 32226 over the last 12 months — 25% above the area's closed prices. Condition and lot vary; that's what a showing is for.
CLOSE TO COMPLETION! Beautiful 4/2 home with covered lanai, near River City Marketplace, shopping, restaurants, and more. The open concept floor plan is always a plus, and the inclusion of white cabinets, granite countertops, and Revwood flooring in the color aged burlap oak in living areas (with carpet in the bedrooms) will add a modern and comfortable touch. The stainless-steel appliance package which includes a side-by-side fridge, self-cleaning glass top range, dishwasher, and OTR microwave are a great convenience for any homeowner. It's also reassuring that the home comes with a 1-year builder warranty and termite bond, providing peace of mind for the buyer. This property is well-equipped and designed for modern living. The combination of features and location makes it a compelling option for those looking for a new home in a fast-growing area. Staging photos are an example, colors, finishes, fixtures may vary. (RANGE & FRIDGE GO IN ABOUT A WEEK BEFORE CLOSING) This home is equipped with a performance based engineered septic system, ensuring efficiency and reliability; city required yearly maintenance agreement and fee will be in place.
What to check on this one
- Confirm final completion date and builder timeline before closing.
- Verify flood zone designation and obtain elevation certificate if needed.
- Review 1-year builder warranty scope and termite bond coverage details.
- Confirm septic system yearly maintenance agreement terms and annual cost.
- Inspect all finishes, appliances, and flooring match signed specifications.
- Schedule final walkthrough 48 hours pre-closing to verify appliance installation.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $311,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of RPB REALTY,INC. Data via realMLS (Northeast Florida MLS), updated Aug 3, 2026, 6:49 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.