Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$190,000

2331 HOLMES Street, Jacksonville, FL 32207, Jacksonville, FL 32207

St Nicholas Springs

Price
$190,000
Beds / Baths
2 / 1
Living area
870 sqft
Year built
1947
Type
Residential
Lot
0.23 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
82

$218/sqft asking, vs a $205/sqft median across 623 closed sales in 32207 over the last 12 months — 6% above the area's closed prices. Condition and lot vary; that's what a showing is for.

RENOVATED, UPDATED, ALL BLOCK CONSTRUCTION CHARMER THAT IS MOVE IN READY. NEW OPEN KITCHEN FEATURES SHAKER CABINETS, GRANITE COUNTERTOPS NEW DISHWASHER AND MICROWAVE OVEN & LIGHTING. ALL NEW PLUMBING LINES AND DRAINS TO SEWER CONNECTION. EXTRA SPACE WITH CONVERTED GARAGE LENDS FOR HOME OFFICE OR GUEST ROOM. COVERED, SCREENED PORCH WITH NEW TILE FLOOR. THIS IS A GREAT OPPORTUNITY TO GET CLOSE TO DOWNTOWN AT AN ENTRY LEVEL PRICE.

What to check on this one

  • Verify roof age and get inspection; 1947 home may need underwriter approval for insurance.
  • Confirm flood zone designation and obtain elevation certificate if in AE/VE zone.
  • Request 4-point inspection (roof, HVAC, plumbing, electrical) and wind-mitigation report.
  • Inspect all new plumbing lines for proper permits and final sign-off by county.
  • Get converted garage documentation—verify permits and that it meets code for livable space.
  • Order title search and survey to confirm lot boundaries and any easements.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$986/mo
Property tax (1.1% eff., Duval Co.)$174/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,452/mo

Loan $152,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of DISTINCTIVE PROPERTIES OF JACKSONVILLE INC. Data via realMLS (Northeast Florida MLS), updated Aug 14, 2026, 2:09 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.