Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$689,000

13605 COUNTY ROAD 13 N, St. Augustine, FL 32092, St. Augustine, FL 32092

Rowands

Price
$689,000
Beds / Baths
2 / 1
Living area
1,200 sqft
Year built
1973
Type
Residential
Lot
0.17 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
82

$574/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 180% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Wonderful opportunity to own your own slice of Old Florida paradise! This charming riverfront bungalow sits directly on the St. Johns River & offers breathtaking views from the Florida Room--the perfect place to enjoy your morning coffee or unwind at sunset. The home features 2 bedrooms & 1 bath with carpet, tile & concrete flooring, concrete block construction, and a metal roof. All appliances convey, including the stackable washer & dryer. Outside, embrace the waterfront lifestyle with a firepit, storage shed, boathouse, boat lift, Jet Ski lift & a 150-foot dock supported by 11x11 concrete pilings with 51 feet of river frontage. Interior updates include upgraded lighting & ceiling fans, custom wood closet shelving, professionally painted cabinetry & new bathroom vanity. Major improvements include a new roof (2019), AC (2021), hot water heater (2023) & well pump (2026). Exterior & Interior Paint. Located 20 minutes from historic Downtown St. Augustine & 25 minutes from the beaches.

What to check on this one

  • Verify flood zone designation & obtain elevation certificate for riverfront property
  • Confirm well & septic system service records; check well pump warranty (2026 date)
  • Get 4-point inspection report due to 1973 build year
  • Review dock/boathouse structural integrity & permitting; confirm riparian rights
  • Inspect concrete block foundation & metal roof fasteners for salt-air corrosion
  • Verify boat lift/Jet Ski lift operational status & liability coverage needs

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,575/mo
Property tax (1.1% eff., St. Johns Co.)$632/mo
Homeowners insurance (est.)$402/mo
All-in monthly (est.)$4,609/mo

Loan $551,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PROPERTY MANAGEMENT PARTNERS & ASSOCIATES INC. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 3:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.