Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,195,000

128 LAKE JULIA Drive N, Ponte Vedra Beach, FL 32082

Lake Julia

Price
$1,195,000
Beds / Baths
3 / 2
Living area
2,217 sqft
Year built
1980
Type
Residential
Lot
Garage
2
HOA
$198/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
71

$539/sqft asking, vs a $402/sqft median across 897 closed sales in 32082 over the last 12 months — 34% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Tucked away in a serene garden setting within coveted Sawgrass Country Club, this beautifully maintained 3BR/2BA garden home blends tranquility and natural light. A private brick courtyard entry and lush landscaping create a warm first impression. Inside, soaring ceilings, expansive windows, rich wood flooring, and a fireplace enhance the spacious living areas. Stunning lake views are enjoyed from the living room, sunroom, primary suite, and third bedroom. Imagine morning coffee in the sunroom as the light glimmers across the water, or evenings entertaining friends with doors open to the expansive deck and peaceful lake backdrop. Designed for effortless indoor-outdoor living, the home offers inviting spaces for both relaxing and gathering. Recent improvements include new windows and Hardie board siding for added beauty and peace of mind. A rare waterfront retreat with timeless character and an exceptional setting ~ Welcome Home!

What to check on this one

  • Verify flood zone designation and obtain elevation certificate for waterfront property.
  • Confirm roof age and condition; obtain 4-point inspection for 1980-built home.
  • Review Sawgrass Country Club HOA documents, covenants, rental restrictions, and assessment history.
  • Inspect plumbing type (polybutylene/cast-iron common in 1980 builds); verify recent window/siding work permits.
  • Check property insurance availability and quotes; waterfront may face carrier restrictions.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$6,201/mo
Property tax (1.1% eff., St. Johns Co.)$1,095/mo
Homeowners insurance (est.)$697/mo
HOA$198/mo
All-in monthly (est.)$8,191/mo

Loan $956,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 11:05 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.