$322,900
12669 AYRSHIRE Street, Jacksonville, FL 32226, Jacksonville, FL 32226
Sheffield Oaks
- Price
- $322,900
- Beds / Baths
- 4 / 2
- Living area
- 1,827 sqft
- Year built
- 2005
- Type
- Residential
- Lot
- 0.45 ac
- Garage
- 2
- HOA
- $9/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 82
$177/sqft asking, vs a $178/sqft median across 498 closed sales in 32226 over the last 12 months — 1% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome home to Sheffield Oaks! This well-maintained 4-bedroom, 2-bath residence offers over 1,800 square feet of comfortable living space in a desirable Jacksonville location. Designed with both functionality and comfort in mind, the spacious single-story layout features generous living areas, a split-bedroom floor plan, and plenty of room for family, guests, or a home office. The kitchen opens to the main living spaces, making it easy to entertain and stay connected. The primary suite provides a private retreat with an en-suite bath, while three additional bedrooms offer flexibility for growing households or hobbies. A two-car garage adds convenience and extra storage. Situated on a waterfront lot in the established Sheffield Oaks community, you'll enjoy peaceful views and a neighborhood setting with low annual HOA fees. Conveniently located near schools, shopping, dining, major roadways, Jacksonville International Airport, and the beautiful North Florida coastline. Don't miss this opportunity to own a spacious waterfront home with room to grow in one of Jacksonville's rapidly expanding areas! Schedule your private showing today.
What to check on this one
- Verify actual flood zone designation (AE/VE/X) — listing says 'unknown', get elevation certificate if needed
- Confirm roof age and condition — 2005 home may need insurer re-quote or 4-point inspection
- Pull HOA documents and verify $9/mo fee covers what; check for special assessments
- Request homeowner insurance quote now — older roof + flood zone uncertainty will affect rate
- Verify septic vs. municipal sewer system and get service records if applicable
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $258,320 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of EXIT INSPIRED REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Jul 30, 2026, 8:16 PM.
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