Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$284,000

94 CONIFER Circle, Middleburg, FL 32068, Middleburg, FL 32068

Evergreen Acres

Price
$284,000
Beds / Baths
3 / 2
Living area
1,568 sqft
Year built
1990
Type
Residential
Lot
1.33 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
82
Elementary
Clay Hill
Middle
Wilkinson
High school
Middleburg

$181/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 0% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Step into 94 Conifer Cir, a standalone residence with a straightforward, functional layout designed for practical living. The property provides a clear canvas for personalization, supporting daily routines with a well-defined footprint. While the exterior does not include a deck, the grounds provide potential for outdoor arrangements tailored to individual preferences. This residence offers straightforward appeal and ready potential.. Included 100-Day Home Warranty with buyer activation

What to check on this one

  • Verify actual roof age and material—home is 36 years old, insurers scrutinize past 20 years
  • Order 4-point inspection + wind-mitigation report; required for most NE FL insurers on this age home
  • Confirm flood zone designation with FEMA map; unknown status must be resolved before closing
  • Request septic system inspection and service records if on septic; confirm well water testing if applicable
  • Check for polybutylene plumbing (pre-1995)—common failure item; review HVAC age and capacity

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,474/mo
Property tax (1.1% eff., Clay Co.)$260/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,026/mo

Loan $227,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of OPENDOOR BROKERAGE, LLC.. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 5:04 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.