$1,800,000
18 SPINAKER Circle, Palm Coast, FL 32137
Harbor Village Marina
- Price
- $1,800,000
- Beds / Baths
- 4 / 5
- Living area
- 4,156 sqft
- Year built
- 2024
- Type
- Residential
- Lot
- 0.11 ac
- Garage
- 2
- HOA
- $307/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- Flagler
- Days on market
- 82
$433/sqft asking, vs a $195/sqft median across 313 closed sales in 32137 over the last 12 months — 122% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Some homes are beautiful. Others completely redefine the way you want to live. Tucked within the exclusive waterfront community of Yacht Harbor Village along the Intracoastal Waterway in the Hammock of Palm Coast, this custom-built residence was designed for those who refuse to compromise between boating, beach days, golf, and refined coastal living... because here, you truly can have it all. From the moment you step inside, the home feels effortlessly sophisticated yet warmly inviting. Soaring ceilings, dramatic designer lighting, expansive walls of glass, and carefully curated finishes create a timeless coastal aesthetic that feels elevated without ever feeling overdone. Thoughtfully designed for both everyday living and unforgettable entertaining, the open-concept spaces flow seamlessly from indoors to out. At the heart of the home, the chef's kitchen is both functional and stunning, featuring custom cabinetry, oversized island seating, premium appliances and finishes, and a waterfront dining space perfectly positioned to capture the peaceful water views beyond. A private first-floor retreat complete with its own kitchen/bar area and ensuite bath offers exceptional flexibility for guests, multigenerational living, or elevated entertaining. Designed with comfort and convenience in mind, the home also features a private elevator servicing every level, dual laundry rooms, spacious guest ensuites, and an extraordinary primary suite that feels reminiscent of a private luxury resort. Complete with its own balcony overlooking the water, a spa-inspired bath, soaking tub, oversized walk-in shower, and designer finishes throughout, the space was created as a true retreat from everyday life. Outside, your own private waterfront oasis awaits. Wide canal views, direct Intracoastal access, a sparkling pool, expansive outdoor living spaces, and breathtaking evening skies create an atmosphere where every day feels like a vacation. With Yacht Harbor Marina located within the community, beach access just minutes away, and optional membership opportunities available through Hammock Dunes Club and Hammock Beach Resort, this offering is far more than simply a home. It's the coastal lifestyle people spend years dreaming about... and very few ever truly find.
What to check on this one
- Confirm flood zone designation and obtain elevation certificate for Intracoastal Waterway waterfront property.
- Verify CDD bond payoff amount and review community assessment obligations.
- Request HOA docs, CC&Rs, and confirm short-term rental eligibility for waterfront residence.
- Confirm roof age, manufacturer warranty, and insurer acceptance (new construction).
- Review builder warranty coverage and any remaining transferable protections.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $1,440,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of REMAX SELECT PROFESSIONALS. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 4:46 PM.
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