$1,895,000
224 BOWLES Street, Neptune Beach, FL 32266
Merimar
- Price
- $1,895,000
- Beds / Baths
- 4 / 4
- Living area
- 3,142 sqft
- Year built
- 1999
- Type
- Residential
- Lot
- 0.21 ac
- Garage
- 4
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 82
$603/sqft asking, vs a $418/sqft median across 141 closed sales in 32266 over the last 12 months — 44% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Rare opportunity to own a custom coastal home just steps from the beach in the heart of Neptune Beach, now offered at a newly improved price. Situated on an oversized lot, this 4-bedroom, 4-bath home offers 3,142 square feet with dual kitchens and laundry rooms, ideal for multigenerational living, guests, or income potential. The second floor features soaring cathedral ceilings, an open-concept layout, granite countertops, and a stunning stone fireplace. The first floor includes two bedrooms, two baths, a spacious living area, and direct pool access. Enjoy wraparound and rooftop decks, a sparkling pool, outdoor showers, Zen-inspired landscaping with fruit trees, solar power, an EV charger, a climate-controlled garage, an air-conditioned RV garage or flex space, and parking for 12+ vehicles. Walk or bike to the beach, Beaches Town Center, Jarboe Park, restaurants, and shopping. Seller financing available for qualified buyers.
What to check on this one
- Verify roof age and get 4-point inspection; home is 25 years old.
- Confirm flood zone designation and obtain elevation certificate if in AE/VE.
- Inspect plumbing type—cast-iron or polybutylene present from 1999 build?
- Review solar system details: lease or owned? Transfer requirements and costs.
- Verify pool equipment age, permits, and current maintenance/insurance coverage.
- Confirm EV charger and RV garage electrical permits and operational status.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $1,516,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of FLUID REALTY, LLC.. Data via realMLS (Northeast Florida MLS), updated Jul 22, 2026, 1:09 PM.
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