Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$210,000

2027 KATE Street, Palatka, FL 32177

Metes & Bounds

Price
$210,000
Beds / Baths
3 / 2
Living area
1,045 sqft
Year built
1960
Type
Residential
Lot
0.14 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
82

Welcome to 2027 Kate Street in Palatka! This charming 3-bedroom, 2-bathroom home offers a functional, open-concept layout designed to make everyday living feel comfortable and connected. Natural light pours through the home, creating a bright and inviting atmosphere throughout the living spaces. The beautifully updated kitchen serves as the centerpiece of the home, featuring attractive finishes, ample cabinet space, and an open flow that makes entertaining and daily life effortless. Outside, you'll appreciate the home's welcoming curb appeal and well-maintained appearance that make a great first impression. Whether you're searching for your first home, looking to downsize, or wanting a move-in-ready property with flexibility and charm, this home checks all the boxes. Schedule a showing today!

What to check on this one

  • Verify roof age and get 4-point inspection—home is 66 years old.
  • Confirm flood zone designation and obtain elevation certificate if needed.
  • Request plumbing material disclosure—cast-iron/polybutylene common in 1960 builds.
  • Review scope of 'renovated' work—kitchen, electrical, HVAC, bathrooms, foundation.
  • Verify septic system functionality and last service records.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,090/mo
Property tax (1.1% eff., Putnam Co.)$193/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,575/mo

Loan $168,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of TIMBER TO TIDES REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 5:12 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.